The wealth projections for the Crimson Horse Year pivot on the major transition of Fire energy that reaches a climax in the months ahead. The consequences for all sectors of the economy are likely to flow from sea change in the financial markets. 

The volatility of global stock market indices that are now being stoked by hope, fear and uncertainty will be compounded by the absence of Water energy to temper the heat of rising expectation. In terms of elementary energy, Metal represents finance and produces Water. This has two main implications.

The first stems from Water being the Wealth element of the year, indicating low or even a marked absence of cash flow and liquidity amid rising inflation and highly leveraged stock markets.

The second implication of extreme Fire energy is its effect on market sentiment, human temperament, and behaviour, leading to impatience, impulsive decision-making and ultimately overreaction. The risks of a significant market correction are not just to retail investors but across the board, to institutions, regulators and central banks.

Collectively, their effect is likely to cascade through the global economy and directly affect daily life. Dato’ Joey Yap sums up the result in two pithy sayings: 

Where Fire Takes Over the Sky, Wealth Quietly Changes Hands.

When Cycles Appear Chaotic, Deeper Order Will Emerge.

The picture that emerges is one of low liquidity (Water) amid rising inflation (Fire), a fundamental contradiction in terms according to the economic orthodoxy, and one that appears unmanageable with the usual policy tools.

It alludes to conflicting or outmoded assumptions that inform and underpin the global economy, trade and finance. 

Thus the transformative effects of Fire begin to appear on the horizon.

It’s a scenario that holds potentially foundational rewards for those able and willing to adopt the strategy of playing the long game. This ‘wealth capacity’ – the aptitude, skill sets and reserves – can be assessed from a reading of one’s personal BaZi chart, and built upon or reconstructed. 

In a nutshell, the presence of Water (Ren and Gui) and Metal (Geng and Xin) in a BaZi chart makes it prospective to observe unfolding trends and acquire distressed assets or to initiate well-laid plans with a generous allowance for contingencies. Fortune favours the calm and brave.